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A Reverse Mortgage for Canadians 55 and over

Up to 55% of your home value in tax-free cash!

Maintain 100% ownership

No monthly mortgage payments

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What is a reverse mortgage?

A reverse mortgage is a loan that allows homeowners aged 55 or older to access their home’s equity as tax-free cash without having to sell or make monthly payments.

Designed for Canadian homeowners 55+

Homeowners can borrow up to 55% of the value of their home, tax free

Retain ownership of the home you love

Unlock the value of your home while ensuring you’ll never owe more than it’s worth

Flexible advances to fit your financial needs.

Receive your tax-free funds as a lump sum or have a portion deposited to your account monthly. 

Why get a reverse mortgage?

Pay off your existing mortgage or other debt

Supplement your income

Provide your family a living will

Cover unexpected expenses

Renovate your home

Travel more often

Services

We only work with the most reputable lenders

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CLIENT STORIES

Testimonials
"What a wonderful experience. My husband and I have been home owners for 16 years and Josh by far has been the best to work with. Thorough explanations and details and an all around easy process to follow."

Jess R. (Google Review)

Contact

Josh Woollam

Mortgage Broker
The Woollam Mortgage Team

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200 - 260 Hearst Way, Ottawa, Ontario, K2L 3H1

Woollam@CapitalMortgages.com
Tel: 613-276-1351

Capital Mortgages #10575​

Let’s Connect

How did you hear of us?
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Family or Friend
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© 2026 by The Woollam Mortgage Team

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